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“I Can’t Imagine My Life Without Working”: Is Early Retirement Worth The Cost?

The retirement fantasy used to look like this: It’s your 65th birthday, and you can finally kick back. You’re basking in the glow of your sunset years, thrilled at the idea of never having to work again. Head empty, no thoughts, just Mai Tais on the beach. It’s the ultimate, idyllic reward for dedicating decades of your life to work — especially when you sometimes (or often) didn’t want to do so.

In reality, retirement looks totally different than it once did — even as a fantasy.  At the same time as an increasing number of Americans are retiring later than 65, many others are throwing as much money as they can toward the goal of retiring early — not just by their 50s, but in their 30s or 40s.

The F.I.R.E. movement,…

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